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Week 44 of 2009

You are browsing the archive for week 44 of 2009.

What is the Goal of a Foreclosure Hardship Letter?

By admin on October 31, 2009

If you are a homeowner going through the foreclosure process, you will likely have to write a hardship letter at some point.
Are you trying to stay in your home by getting your lender to agree to a loan modification or a repayment plan?
Are you trying to get out from under your home by selling it [...]

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What Will Be In The Budget For Mortgages In Ireland?

By admin on October 29, 2009

While the recent half of one percent cut in mortgage interest rates was very welcome, the likely increase in personal income taxes along with predicted increases in a range of other taxes is likely to offset any benefit in reduced interest rates.
Both the residential and commercial property markets continue to fall dramatically, and there continues [...]

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Why To Opt For Adjustable Rate Mortgage

By admin on October 27, 2009

An adjustable rate mortgage (ARM) is a mortgage loan where the interest rate on the note is periodically adjusted based on a variety of indices. Among the most common indices are the rates on 1-year constant-maturity Treasury (CMT) securities, the Cost of Funds Index (COFI), and the London Interbank Offered Rate (LIBOR).
The loan may be [...]

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