With house prices falling all over the country, maybe now would be a good time to make a move onto the property ladder. In reality, the credit crunch has priced some first time buyers out of the market, unable to secure a mortgage or afford the high rates that are being offered. Yet, if funds [...]
For most people, purchasing a home is the largest investment they will ever make. For those who have taken the plunge, they understand it is a complex endeavor which requires preparation and education. Since a home could cost 25 to 45 percent of one’s gross income, it’s important to conduct research and ask questions.
Following are [...]
Applying for a first mortgage can be a daunting task for the potential first time home buyer. Most first timers do not realize just how much is entailed. Yet, according to many real estate agents, first time home buyers are driving today’s housing market.
Today’s housing market that is actually booming right now is [...]
As a UK citizen, I want to eventually be able to afford my own detached house with a garden and a lovely front lawn completed with white picket fences. However, in this day and age one cannot but dream and find that the dream will not come as a reality if the economy does not [...]
Dictaphones or Digital Voice Recorders (DVRs) are ideal for recording voice memos, interviews, conferences, meetings and phone conversations. The term Dictaphone is a brand name that refers to the version that uses cassette tapes to record, as opposed to the newer Digital Voice Recorders (DVR) that the save the audio to memory.
Digital Voice Recorder (DVR)
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The UK Treasury has taken steps to boost the stagnating housing market by rising the threshold for stamp duty to GBP175,000. This change means that those purchasing a home for up to this price will avoid having to pay an extra 10 percent of the property price to the government.
As a result of the US [...]