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What Options Do First Time Buyers Have In The Current ‘Credit Crunch’ Market?

By admin on July 19, 2011

The average cost of a house in the UK is now 130,000 this can be a pretty daunting figure for first-time buyers. But there are still options for first time buyers in the current market. The first option may or may not be suitable for you, but it’s something worth considering. In the North of [...]

Posted in Business and Finance | Tagged buyers, credit, crunch, current, do, first, have, in, market, options, the, time, what | Leave a response

Holiday Shopping for Owner Builder Loans: The Features Your Financing Must Have

By admin on March 29, 2011

Happy Holidays. It’s that time of year again. Holiday season not only means shopping for stocking stuffers. It’s also the time of year when people start planning their construction projects to be able to begin building in the spring. Here’s a list of features your owner builder construction loan must have to make your shopping [...]

Posted in Business and Finance | Tagged builder, features, financing, for, have, holiday, loans, must, owner, shopping, the, your | Leave a response

Mortgage Rates Have Gone Haywire

By admin on December 17, 2010

This marks the third week in a row that mortgage rates have moved in one direction or another by more than .4 points. This is highly unusual. For some perspective for the 12 weeks from March 20th to June 5 mortgage rates held steady between 5.85 and 6.09. At this point mortgage rates are highly [...]

Posted in Business and Finance | Tagged gone, have, haywire, mortgage, rates | Leave a response

The Fixed Mortgages Have A Lot Of Advantages

By admin on November 28, 2010

Fixed mortgages are the mortgage loan that has an interest rate that remains fixed through out the loan period. There won’t be any changes in the interest rate once you lock it in a fixed mortgage. The fixed mortgages have a lot of advantages than any other home loan. It will offer you a peace [...]

Posted in Business and Finance | Tagged a, advantages, fixed, have, lot, mortgages, of, the | Leave a response

What To Do If You Have Been Mis-Sold An Endowment Policy

By admin on November 8, 2010

Complaining about your mortgage or endowment can be a drawn out affair of phone calls, letter writing and waiting. But if there is a problem with your policy which can be linked to unsuitable advice given by the provider, the matter should be addressed. You can’t complain about how your endowment has performed in the [...]

Posted in Business and Finance | Tagged an, been, do, endowment, have, if, missold, policy, to, what, you | Leave a response

If You Have Irregular Income, Try Self-Certification Mortgage

By admin on July 8, 2010

Self Certification Mortgages were introduced a decade ago to help prospective home buyers who have funds for property investment but cannot demonstrate their true earnings or cannot verify their income. Standard mortgages are granted on the basis of a fixed income, such as from a full-time job or steady income from other established engagements or [...]

Posted in Business and Finance | Tagged have, if, income, irregular, mortgage, selfcertification, try, you | Leave a response

One Simple Way To Have Fewer Mortgage Problems

By admin on March 15, 2010

It appears to be a widely-held view that one of our biggest financial commitments in life, if not THE biggest, is the mortgage we take on to buy our home. And though it is vital for someone to take advice on such a major expense, why can you still be left feeling confused AFTER having [...]

Posted in Business and Finance | Tagged fewer, have, mortgage, one, problems, simple, to, way | Leave a response

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  • Fixed Rate Mortgages Pros And Cons
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