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With Interest Rates Falling, How Much House Can I Afford Now?

By admin on June 4, 2011

The bad news about the housing market slump is well known. In fact, this is undoubtedly the most widely forecasted housing slump in the history of the world. Just a couple of years ago when the housing market was booming, the hot question was, “When will the housing bubble burst?” Well, the housing market bubble [...]

Posted in Business and Finance | Tagged afford, can, falling, house, how, i, interest, much, now, rates, with | Leave a response

Interest Only Loans Buy 20 Percent More Homes With Maximum Interest Deductibility

By admin on April 4, 2011

A lot of the press today is states that interest only loans are “bad” and that they should be avoided. Instead, let’s examine why you might want to get an interest only loan. Once you understand how the typical product works, you can make your own educated decision. Think of your mortgage as a financial [...]

Posted in Business and Finance | Tagged 20, buy, deductibility, homes, interest, loans, maximum, more, only, percent, with | Leave a response

Mortgage Interest Rates Explained

By admin on March 2, 2011

The world of mortgages is confusing at best. There are literally thousands of mortgage companies anxious to loan you money and hundreds of terms to learn. Where do you begin, and how on earth can you compare mortgages to find out what is best for you? To begin, it is most helpful to learn the [...]

Posted in Business and Finance | Tagged explained, interest, mortgage, rates | Leave a response

The Best Way to Lock In Your Permanent Interest Rate as an Owner Builder

By admin on January 18, 2011

All construction-to-permanent loans, especially owner builder loans, have two sets of interest rates – one rate during construction and one permanent mortgage rate once you are done building. If an owner builder can find a way to lock the permanent mortgage rate now, prior to construction, he can save a lot of money over the [...]

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Mortgage Interest Rates Make Dramatic Rise After Bailout Passes

By admin on October 27, 2010

This week 30 year mortgage rates rose over half a point. This is the largest one week increase this year. It’s interesting that the rate increases happened after the bailout was passed by the government. Although this is not a sign the bailout will fail its not a positive sign of its future effectiveness. The [...]

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Protecting Savings Income when Interest Rates are Falling

By admin on May 22, 2010

Every serious saver expects a reasonable amount of income from their savings. But the ongoing financial crisis has forced banks to slash interest rates which will naturally reflect on the savings income adversely. Hence savers have a cause for serious concern about their falling income and are looking for ways to protect their income from [...]

Posted in Business and Finance | Tagged are, falling, income, interest, protecting, rates, savings, when | Leave a response

Mortgage Interest Rates Nudge Down a Little

By admin on May 2, 2010

Before we talk about what happened with mortgage rates this week lets do a quick recap of what happened last week. Last week mortgage interest rates made a sudden jump over the previous week. For the entire month of June and July 30 year mortgage interest rates only fluctuated from 6.09 to 6.45. Then last [...]

Posted in Business and Finance | Tagged a, down, interest, little, mortgage, nudge, rates | Leave a response

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