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	<description>What You Need To Know About Business and Finance</description>
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		<title>When Is It Best To Refinance Your Mortgage</title>
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		<pubDate>Wed, 03 Aug 2011 08:49:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[After the Federal Reserve announced it had lowered its rate by a half percentage point many Americans assumed it was time to refinance. So, around the country, thousands of people called their lenders to start the process. There are many facts you must gather and consider first. How long is your current mortgage? Does it [...]]]></description>
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		<title>Important Points When Refinancing Your Mortgage</title>
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		<pubDate>Sat, 16 Jul 2011 02:52:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[There are times when it&#8217;s a good move to refinance your mortgage. Simply put, refinancing means you borrow the money to pay off your current mortgage. This is generally done in order to lower mortgage payments and/or take advantage of lower interest rates. If you have an adjustable rate mortgage (ARM) it will save you [...]]]></description>
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		<title>Things to Consider When Owning a Home: Realtors and Reverse Mortgages</title>
		<link>http://www.vpdz.com/business-finance/things-to-consider-when-owning-a-home-realtors-and-reverse-mortgages.html</link>
		<comments>http://www.vpdz.com/business-finance/things-to-consider-when-owning-a-home-realtors-and-reverse-mortgages.html#comments</comments>
		<pubDate>Mon, 13 Sep 2010 03:40:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[There are a lot of things to take into account when you are thinking about owning a home. Just a few of the things that you will likely consider are how expensive of a home you can afford to purchase and where you would like to settle down and own a home. While, at time [...]]]></description>
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		<title>Reverse Mortgage: When to Apply</title>
		<link>http://www.vpdz.com/business-finance/reverse-mortgage-when-to-apply.html</link>
		<comments>http://www.vpdz.com/business-finance/reverse-mortgage-when-to-apply.html#comments</comments>
		<pubDate>Thu, 19 Aug 2010 23:52:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business and Finance]]></category>
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		<description><![CDATA[When most people are thinking about applying for a loan, they have a level of fear that they may not qualify to borrow the money that they would like to. It you have this fear, you might want to take some things into consideration before you go to apply for the loan. Probably one of [...]]]></description>
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		<title>What To Consider When Applying For Commercial Mortgages</title>
		<link>http://www.vpdz.com/business-finance/what-to-consider-when-applying-for-commercial-mortgages.html</link>
		<comments>http://www.vpdz.com/business-finance/what-to-consider-when-applying-for-commercial-mortgages.html#comments</comments>
		<pubDate>Tue, 17 Aug 2010 23:51:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business and Finance]]></category>
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		<description><![CDATA[A commercial mortgage is a loan made using real estate as collateral to secure repayment. In addition, commercial mortgages are typically taken on by businesses instead of individual borrowers. The borrower may be a partnership, incorporated business, or limited company, so assessment of the creditworthiness of the business can be more complicated than is the [...]]]></description>
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